Advance Income Tax in Monthly Salary for 2025-26: A Complete Guide// વર્ષ 2025-26 માટે પગાર માંથી એડવાન્સ ઇન્કમ ટેક્સ કેટલો કપાવવો
Advance Income Tax in Monthly Salary for 2025-26: A Complete Guide// વર્ષ 2025-26 માટે પગાર માંથી એડવાન્સ ઇન્કમ ટેક્સ કેટલો કપાવવો
Advance Income Tax in Monthly Salary for 2025-26: A Complete Guide
What is Advance Income Tax?
- How is Advance Tax Calculated in Monthly Salary?
Advance Tax Payment Due Dates for 2025-26
Who Needs to Pay Advance Tax?
- Benefits of Paying Advance Tax
How to Calculate and Pay Advance Tax Online?
Step 1: Estimate Your Tax Liability
Step 2: Deduct TDS Already Paid
Step 3: Calculate Remaining Advance Tax
Step 4: Pay Online
Step 5: Verify & Save Receipt
Conclusion
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Advance Income Tax in Monthly Salary for 2025-26: A Complete Guide
tex ntroduction
- Advance income tax is a crucial component of salary deductions for employees across various income brackets. As we step into the financial year 2025-26, it is essential for salaried individuals to understand how advance tax impacts their monthly earnings, tax liabilities, and overall financial planning.
✔In this article, we will cover:
✔What is Advance Income Tax?
✔How is Advance Tax Calculated in Monthly Salary?
✔Advance Tax Payment Due Dates for 2025-26
✔Who Needs to Pay Advance Tax?
✔Benefits of Paying Advance Tax
✔How to Calculate and Pay Advance Tax Online?
What is Advance Income Tax?
Advance income tax refers to the tax paid in installments during the financial year instead of paying a lump sum at the end of the year. It applies to individuals whose total tax liability exceeds a specified threshold, ensuring that tax collection is distributed evenly throughout the year.
For salaried individuals, advance tax is usually deducted by the employer under the Tax Deducted at Source (TDS) mechanism. However, if the employee has additional income sources like freelancing, rent, or investments, they may need to calculate and pay advance tax separately.
How is Advance Tax Calculated in Monthly 💸Salary?
💥The monthly advance tax deduction is determined based on the following factors:
💥Total Taxable Income: This includes salary, bonuses, commissions, and any other taxable earnings.
💥Applicable Income Tax Slabs: The tax slabs for FY 2025-26 will determine the percentage of income taxable at different levels.
💥TDS Deductions by Employer: Employers deduct advance tax as per the estimated annual salary and tax liability.
💥Additional Income Sources: If you earn beyond your salary (e.g., interest income, rental income), you need to pay extra advance tax to cover the shortfall.
inkam tex Example Calculation:
Assume an annual salary of ₹12,00,000 with no additional deductions.
The estimated tax liability (based on slabs) is ₹1,40,000.
The employer divides this into 12 equal parts and deducts ₹11,667 per month as TDS.
વર્ષ 2025-26 માટે પગાર માંથી એડવાન્સ ઇન્કમ ટેક્સ કેટલો કપાવવો તેના માટે નીચેની ફોટો જુઓ
વર્ષ 2025-26 માટે પગાર માંથી એડવાન્સ ઇન્કમ ટેક્સ કેટલો કપાવવો
Advance Tax Payment Due Dates for 2025-26
If your total tax liability (after TDS) exceeds ₹10,000, you must pay advance tax as per these deadlines:
Due Date Advance Tax Payable
💰15th June 2025 15% of total tax liability
💰15th September 2025 45% of total tax liability
💰15th December 2025 75% of total tax liability
💰15th March 2026 100% of total tax liability
Who Needs to Pay Advance Tax?
Advance tax applies to:
✅ Salaried individuals with additional income (rent, capital gains, dividends)
✅ Freelancers and self-employed professionals
✅ Business owners and entrepreneurs
✅ Individuals earning from investments or high-interest savings
Who is Exempt?
❌ Senior citizens (aged 60+) without business income
❌ Salaried individuals whose TDS covers the entire tax liability
Benefits of Paying Advance Tax
✔️ Avoid Interest Penalties: Non-payment leads to interest under Sections 234B & 234C.
✔️ Reduces Year-End Burden: Paying in installments is easier than a lump sum.
✔️ Improves Financial Planning: Helps manage expenses and savings better.
✔️ Ensures Compliance: Avoid legal issues and penalties.
How to Calculate and Pay Advance Tax Online?
Step 1: Estimate Your Tax Liability
- Use an income tax calculator to estimate your total tax for the year.
Step 2: Deduct TDS Already Paid
- Check Form 26AS or salary slips to see how much tax has already been deducted.
Step 3: Calculate Remaining Advance Tax
- If your tax liability exceeds ₹10,000 after TDS, compute the amount you need to pay.
Step 4: Pay Online
- Visit the Income Tax e-Filing Portal and use:
✅ Challan 280 for advance tax payment
✅ Net banking, debit card, UPI, or e-wallets for payment
Step 5: Verify & Save Receipt
- After payment, download the Challan receipt and keep it for tax filing.
Conclusion
- Advance income tax ensures that taxpayers contribute their fair share throughout the financial year, reducing last-minute tax burdens. Whether you are a salaried individual or self-employed, understanding advance tax rules for 2025-26 will help you stay compliant and avoid penalties.
- Stay informed, pay your taxes on time, and enjoy a stress-free financial year!
- For more tax updates and financial tips, subscribe to our newsletter!
✔️ Advance income tax in salary 2025-26
✔️ Monthly salary tax deductions 2025-26
✔️ How to pay advance tax online
✔️ Advance tax calculation for salaried employees
✔️ TDS deduction in salary 2025-26
✔️ Income tax payment due dates 2025-26
inkam tex faq
What is Advance Income Tax?
- How is Advance Tax Calculated in Monthly Salary?
Advance Tax Payment Due Dates for 2025-26
Who Needs to Pay Advance Tax?
- Benefits of Pying Advance Tax
